End-to-end insurance technology for insurers, brokers, TPAs and InsurTech startups — policy admin, claims automation, agent portals, AI underwriting and IRDAI-compliant infrastructure.
We build insurance technology across life, health, general (motor + property + travel), and specialty lines for insurers, reinsurers, brokers, TPAs, corporate agents, and InsurTech startups. Our platforms cover the full policy lifecycle — from quote + underwrite + issue + endorse + claim + settle + renew — with modern digital channels (mobile-first quote-to-issue in minutes) sitting on top of enterprise-grade policy administration systems.
Signature capabilities include AI-driven underwriting (medical + motor + property risk scoring), computer-vision claims (photo-to-estimate for motor + property), fraud detection with graph analytics, agent + broker portals with commission ledgers, and consumer self-service (buy + claim + renew from app). Fully IRDAI-compliant with regulatory reports, licence management, ULIP fund NAV, IFRS 17 accounting, and integration with Bima Sugam.
Concrete capabilities you get when you engage Ketpy for Insurance Tech (InsurTech) Solutions.
The kinds of businesses and use-cases Insurance Tech (InsurTech) Solutions is engineered to serve.
Cashless empanelment + preauth + claims + fraud detection + hospital network + IRDAI reports.
Photo-to-estimate claims, telematics for UBI (usage-based insurance), and dealer + garage portals.
Instant quote-to-issue for home + travel, adventure sport riders, and multi-country coverage.
Multi-insurer portal, commission tracking, employee benefits admin, and renewal automation.
Measurable business benefits our customers report after adopting Insurance Tech (InsurTech) Solutions.
What you get when you partner with us on Insurance Tech (InsurTech) Solutions.
Certified senior engineers with 10+ years building Industry systems for regulated and high-growth businesses.
From discovery and design through implementation, deployment, and steady-state operations — one accountable team.
Two-week sprints with working demos, transparent burn-downs, and outcomes you can measure each fortnight.
Distributed senior teams in India, UK, US, and UAE — your delivery window matches your business hours.
ISO 27001 certified processes, SOC 2 ready, GDPR and HIPAA-aware controls baked in from day one.
Fixed-bid, time-and-material, dedicated squad, or staff augmentation — we match the model to your reality.
We map your business goals, current state, constraints, and the success metrics that matter to you. Output: a written brief with prioritised use-cases.
We define the right approach, target architecture, and a phased delivery plan with clear milestones, dependencies, and risk register.
Our architects design solutions that are scalable, secure, observable, and maintainable. We share the design with your engineers for review.
We build in bi-weekly sprints with working demos, automated testing, and code reviews. You see progress every two weeks, not at the end.
We roll out with zero-downtime strategies — blue-green, canary, feature flags — and a documented rollback plan for every release.
We hand over with full documentation and runbooks, then stay engaged for support, optimisation, and continuous improvement.
Tools and platforms we use day-to-day for Insurance Tech (InsurTech) Solutions. We are tool-agnostic — we pick what fits your stack.
Our motor claim ML model is trained on 2.5M+ Indian claim photos + repair estimates. Precision for damage identification is 96%+ for common cases (dents, scratches, broken lights). Complex or ambiguous cases route to human surveyors — the AI just handles the 60% that are straightforward.
Fully compliant with IRDAI regulations including reinsurance reporting, ULIP fund NAV, commission compliance, DPDP data handling, Bima Sugam integration, and quarterly/annual regulatory returns. Audit trails are tamper-evident.
Yes. We layer modern digital + AI on top of existing PAS via APIs — no rip-and-replace. Most insurers keep their legacy PAS for 5+ years while modernising customer + agent experience.
Yes. Native Bima Sugam integration (subscribers-side + insurer-side APIs) and account aggregator ecosystem support for KYC + income verification. Both are first-class in our platform.
Tell us what you are building and we will get back inside one business day with a written brief and a recommended next step.
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