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Industry

Banking & Capital Markets Solutions

Core banking, wealth management, capital markets, RegTech and cash-management platforms for banks, NBFCs, wealth-tech and broker-dealers.

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40+
financial institutions
RBI + SEBI
compliant + audit-ready
AA
account aggregator integrated
AI
credit + fraud + AML

Overview

We serve banks (public + private + cooperative + payment banks), NBFCs, small-finance banks, wealth managers, broker-dealers, mutual-fund houses, asset managers, and capital-markets infrastructure providers. Platforms cover core banking, retail + corporate lending, wealth management, brokerage OMS/EMS, mutual-fund distribution, portfolio management (PMS), robo-advisory, RegTech, and cash management for corporates.

Banking & Capital Markets Solutions

Signature capabilities include RBI-compliant KYC + eKYC + video KYC, account aggregator ecosystem integration (fetch consented financial data across banks), automated credit underwriting with alt-data, portfolio-management systems with real-time P&L, algorithmic trading + smart-order-routing, and AML/CFT surveillance. Compliant with RBI + SEBI + CERSAI + PMLA regulations.

What we deliver

Key Features

Concrete capabilities you get when you engage Ketpy for Banking & Capital Markets Solutions.

Core banking (retail + corporate + treasury)
Retail + SME lending with alt-data underwriting
Wealth management + PMS + robo-advisory
Brokerage OMS + EMS + smart order routing
Mutual-fund distribution + PMS + AIF back-office
AA (account aggregator) ecosystem for consented data pull
AML/CFT surveillance with graph + rule + ML detection
Video KYC + Aadhaar eKYC + CKYC + CERSAI
Corporate cash management + payments + BBPS
RegTech: RBI + SEBI + FIU + BASEL reporting
Who it's for

Built for these teams

The kinds of businesses and use-cases Banking & Capital Markets Solutions is engineered to serve.

Retail + SME banks + NBFCs

Digital lending origination + core banking + collections + wealth cross-sell.

Wealth + PMS + AIF managers

PMS with real-time P&L + client onboarding + regulatory reporting + robo-advisory add-ons.

Broker-dealers + exchanges

OMS + EMS + smart order routing + real-time risk + market surveillance.

Cooperative banks

Modern core banking with lightweight footprint + NEFT/RTGS/UPI + statutory reporting.

Business outcomes

What you gain

Measurable business benefits our customers report after adopting Banking & Capital Markets Solutions.

Cut loan-origination time from days to 15 minutes via alt-data + auto-underwriting
Reduce KYC drop-off 40% with video KYC + AA-based income verification
Detect 60%+ of suspicious activity via graph + ML AML surveillance
Cut RegTech reporting effort 70% with pre-built templates + auto-population
Grow AUM 25-40% via robo-advisory + digital wealth journey
Why teams pick us

Why Ketpy

What you get when you partner with us on Banking & Capital Markets Solutions.

Industry Experts

Certified senior engineers with 10+ years building Industry systems for regulated and high-growth businesses.

End-to-End Delivery

From discovery and design through implementation, deployment, and steady-state operations — one accountable team.

Agile Cadence

Two-week sprints with working demos, transparent burn-downs, and outcomes you can measure each fortnight.

Global Delivery

Distributed senior teams in India, UK, US, and UAE — your delivery window matches your business hours.

Security First

ISO 27001 certified processes, SOC 2 ready, GDPR and HIPAA-aware controls baked in from day one.

Flexible Engagement

Fixed-bid, time-and-material, dedicated squad, or staff augmentation — we match the model to your reality.

Our Approach

How we deliver Banking & Capital Markets Solutions

01

Discovery

We map your business goals, current state, constraints, and the success metrics that matter to you. Output: a written brief with prioritised use-cases.

02

Strategy & Roadmap

We define the right approach, target architecture, and a phased delivery plan with clear milestones, dependencies, and risk register.

03

Design

Our architects design solutions that are scalable, secure, observable, and maintainable. We share the design with your engineers for review.

04

Delivery

We build in bi-weekly sprints with working demos, automated testing, and code reviews. You see progress every two weeks, not at the end.

05

Deploy

We roll out with zero-downtime strategies — blue-green, canary, feature flags — and a documented rollback plan for every release.

06

Run & Improve

We hand over with full documentation and runbooks, then stay engaged for support, optimisation, and continuous improvement.

Technology Stack

What we work with

Tools and platforms we use day-to-day for Banking & Capital Markets Solutions. We are tool-agnostic — we pick what fits your stack.

Java Spring Kotlin PostgreSQL Oracle Kafka Redis Neo4j TensorFlow AA APIs CKYC CERSAI Kubernetes
Industries

Where we apply this

Retail Banks
NBFCs
Wealth Managers
Broker-Dealers
Cooperative Banks
Capital Markets
FAQ

Common Questions

We are an RBI-regulated bank. How do you handle data residency?

All data resides in India by default (AWS Mumbai / Azure Central India / on-premise). Zero cross-border data flow. RBI cybersecurity framework compliant with quarterly audits + annual VAPT. SOC 2 + ISO 27001 certified.

Can you integrate with our legacy core banking (Finacle, TCS BaNCS, Flexcube)?

Yes. We layer digital lending + wealth + surveillance on top of Finacle + TCS BaNCS + Oracle Flexcube via APIs. No rip-and-replace of core needed. Most banks modernise the front + middle office while keeping core intact for 5+ years.

Does the AA integration work with all account aggregators?

Yes. We are integrated as a Financial Information User (FIU) with all major AAs — Finvu, OneMoney, CAMS FinServ, NADL, Perfios AA. Consented pull from savings + credit card + MF + insurance + tax data works across the ecosystem.

How is AML/CFT compliance automated?

Real-time transaction screening against OFAC + UN + SEBI + RBI watchlists; rule-based + ML anomaly detection; graph analytics on party relationships; SAR/STR auto-generation for FIU-IND filing; case management workflow for compliance officers.

Ready to start your Banking & Capital Markets Solutions engagement?

Tell us what you are building and we will get back inside one business day with a written brief and a recommended next step.

Trusted By Industry Leaders & Rated 5-Star

Google Business
Google Business
★★★★★
GoodFirms
GoodFirms
★★★★★
Clutch
Clutch
★★★★★
Trustpilot
Trustpilot
★★★★★
Justdial
★★★★★
ScamAdviser
★★★★★
Sulekha
★★★★★
UrbanPro
★★★★★
GetApp
★★★★★
Capterra
★★★★★
AWS Partner
AWS Partner
Google Partner
Google Partner
Microsoft Partner
Microsoft Partner
Apple Developer
Apple Developer
Meta Partner
Meta Partner
Salesforce Partner
ISO 27001 Certified
ISO 9001:2015
MSME Registered
GeM Portal
Startup India
GST Registered
Digital India
Make in India
Google Business
Google Business
★★★★★
GoodFirms
GoodFirms
★★★★★
Clutch
Clutch
★★★★★
Trustpilot
Trustpilot
★★★★★
Justdial
★★★★★
ScamAdviser
★★★★★
Sulekha
★★★★★
UrbanPro
★★★★★
GetApp
★★★★★
Capterra
★★★★★
AWS Partner
AWS Partner
Google Partner
Google Partner
Microsoft Partner
Microsoft Partner
Apple Developer
Apple Developer
Meta Partner
Meta Partner
Salesforce Partner
ISO 27001 Certified
ISO 9001:2015
MSME Registered
GeM Portal
Startup India
GST Registered
Digital India
Make in India
Google Business
Google Business
★★★★★
GoodFirms
GoodFirms
★★★★★
Clutch
Clutch
★★★★★
Trustpilot
Trustpilot
★★★★★
Justdial
★★★★★
ScamAdviser
★★★★★
Sulekha
★★★★★
UrbanPro
★★★★★
GetApp
★★★★★
Capterra
★★★★★
AWS Partner
AWS Partner
Google Partner
Google Partner
Microsoft Partner
Microsoft Partner
Apple Developer
Apple Developer
Meta Partner
Meta Partner
Salesforce Partner
ISO 27001 Certified
ISO 9001:2015
MSME Registered
GeM Portal
Startup India
GST Registered
Digital India
Make in India

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