We setup and get approval for payment gateways on behalf of our clients - from documentation to bank approval to technical integration and go-live, all handled end-to-end by our fintech experts.
Getting a payment gateway approved and running smoothly is far more than filling a signup form. It involves KYC scrutiny, business model validation, risk underwriting by partner banks, documentation compliance, technical integration, PCI-DSS alignment, webhook reliability, reconciliation, and ongoing settlement support. Ketpy Digital handles the entire journey for you.
We act as your trusted fintech partner - talking to banks and payment service providers on your behalf, preparing every document, navigating the approval process, integrating the gateway into your website or app, and supporting you long after go-live. For startups and enterprises alike, we shrink a 3-6 week ordeal into days.
Complete business documentation preparation and KYC filing.
Liaising with partner banks for risk underwriting and approval.
Full SDK / API integration into your website, app or ERP.
UAT sandbox validation, webhook verification and safe rollout.
Security best practices and compliance alignment at each step.
Settlement, reconciliation, and dispute handling support.
We have established partnerships with every major payment gateway provider and partner bank in India. This means faster approvals, preferred MDR rates, direct escalation channels, and a gateway recommendation tailored to your business model, transaction volume and product category.
Our Payment Gateway Partners
Our proven 5-step process removes the friction, waiting, and paperwork from payment gateway onboarding. Each step is managed by a dedicated expert on our fintech team, with clear milestones and transparent status reporting throughout.
We start with a 30-minute consultation to understand your business model, target customers, product category, expected transaction volume, average ticket size, and any regulatory constraints. Based on this, we recommend the optimal gateway(s) and partner bank combination.
Our team hands you a ready checklist and collects all required artifacts: KYC documents, business registration (GST, MSME, CIN), bank statements, board resolutions, website compliance checks, cancelled cheque, and PAN cards. We validate each document before submission to minimise rejections.
We submit your application to the selected gateway and partner bank, track the file through risk underwriting, and respond to any clarification queries on your behalf. Our direct relationships with partner banks dramatically reduce the back-and-forth cycle.
Once approved, our engineers integrate the gateway into your website, app or backend system. We handle checkout UX, webhooks, refunds, recurring billing, subscriptions, split payments, and idempotent transaction design. Full sandbox testing precedes production switch-over.
We execute a staged production rollout with smoke tests, monitor initial transactions, provide reconciliation support, and stand ready to assist with settlement queries, disputes, and chargebacks. You get ongoing support SLAs to keep transactions flowing smoothly.
Average turnaround of 48-72 hours for standard approvals, thanks to our direct relationships with partner banks and gateway sales teams.
Our team has onboarded 500+ merchants across e-commerce, SaaS, EdTech, D2C, services and marketplaces - every business model has been through our playbook.
PCI-DSS alignment, data tokenisation, 3DS 2.0, RBI storage guidelines - we set you up right the first time, avoiding costly rework later.
A named manager through onboarding and post-launch, plus technical support SLAs for production incidents, refunds, and settlement issues.
Direct escalation channels into ICICI, HDFC, Kotak, Axis, SBI and more - we get answers in hours where self-service applicants wait weeks.
Pre-flight validation, document QA, and bank-specific knowledge mean our applications rarely get rejected - our approval rate is industry-leading.
For standard business categories with clean documentation, we typically secure approval within 48 to 72 hours. Regulated categories like healthcare, lending, or international businesses may take 5-10 working days. We share a realistic timeline on our first call.
Standard documents include company PAN card, GST certificate, business registration (CIN or MSME), director or proprietor KYC, bank account details with a cancelled cheque, and a website that meets compliance requirements (terms, refund policy, privacy policy, contact page). We provide the full checklist and help prepare anything missing.
It depends on your transaction volume, average ticket size, product category, customer demographic, domestic vs international payments, and recurring vs one-time pricing. During our initial discussion we recommend the best fit - often a combination of two gateways for redundancy and optimal success rates.
MDR varies by gateway, card type and business category. Typical ranges are 1.75% to 2.5% for domestic cards, 3% to 4% for international, and 0% to 0.9% for UPI. Through our partnership volumes we often negotiate preferential rates that individual merchants cannot access directly.
Yes. Many clients come to us for integration help, migration between gateways, webhook reliability fixes, reconciliation automation, subscription and split-payment setup, or to add a secondary gateway for higher success rates.
Absolutely. We offer ongoing support SLAs covering settlement queries, dispute handling, chargeback representations, reconciliation automation, and quarterly business reviews. You are never left alone with a production issue.
From the first call to your first transaction in just a few days. Let Ketpy handle the gateway setup, bank approval, and integration so you can focus on your business. Talk to our fintech specialists today.
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